Our Financial Advisors combine their education in financial services with their knowledge of the ever-changing insurance industry landscape to provide you with solutions for your unique situation. All Financial Advisors must pass comprehensive exams to obtain a license to sell products in your state.

Our offices are licensed to sell insurance products in the following jurisdictions:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, D.C., Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota (resident license), Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming.

We also have agents licensed to sell securities in the following jurisdictions:

Alabama, Arizona, Arkansas, California, Colorado, Connecticut, D.C., Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming

AR Insurance License #7073133, Joshua Bach, State of Domicile: North Dakota

AR Insurance License #10207696, Sahand Elmtalab, State of Domicile: Minnesota

AR Insurance License #16128395, Kyler Harder, State of Domicile: Minnesota

CA Insurance License #1598598, Joshua Bach, State of Domicile: North Dakota

CA Insurance License #1886063, Joseph Haman, State of Domicile: North Dakota

CA Insurance License #0H09304, Sahand Elmtalab, State of Domicile: Minnesota

CA Insurance License #4038497, Joseph Feldmeier, State of Domicile: Minnesota

CA Insurance License #4175568, Kyler Harder, State of Domicile: Minnesota

CA Insurance License #4197747, Daniel Lichtblau, State of Domicile: Minnesota

CA Insurance License #4197756, Brock Tallakson, State of Domicile: North Dakota

CA Insurance License #4326442, Joe Zandlo, State of Domicile: Minnesota

We cannot communicate with, nor respond to, requests from customers who reside in jurisdictions where we are not licensed to conduct insurance and/or securities business. 

3186 Sienna Dr S
Fargo ND 58104

P: (701) 232-3888
F: (701) 570-0170
E: spencerkamoni@financialguide.com