MEET OUR team
We help individuals confidently navigate retirement with personalized financial planning and hands-on guidance. From investment and insurance strategies to wealth preservation and estate planning, we simplify complex financial decisions and build strategies around what matters most to you.
Our goal is simple: help you manage and grow your wealth so you can enjoy retirement with confidence.
PLAN FOR WHAT MATTERS.
If you are retired – or approaching retirement – We offer personalized, hands-on service. We educate our clients about financial concepts and products, and take the mystery out of investing, insurance, estate conservation, and preserving wealth. We understand the many challenges of retirement today and know the biggest concern for many is outliving their money. We focus on money management, as well as other issues that are critical to your financial wellbeing.
Our team is committed to providing you with service that exceeds expectations, by answering all your financial questions, big or small. We want to provide you with a personalized experience that you can trust.
Joe’s job as your advisor is to help grow and manage your wealth so you can live a life of confidence. We look forward to collaborating with you as you define, assess, and fulfill your financial goals.
Joe is a financial advisor who makes education the number one priority in working with clients. He feels it’s vitally important that clients feel knowledgeable in the financial choices they make. Each chapter of life brings new challenges and it’s Joe’s goal that he and his clients work together to address the financial changes that come along the way. He graduated from North Dakota State University with a Bachelor’s in Accounting.
Joe, his wife Rachel, and their three children enjoy all sports. When they’re not running from activity to activity, they also enjoy traveling to new places.
Tyla has been with Joe and Red River Financial for over five years. Together with the team, she works to build strong relationships with clients and take some of the mystery out of the financial world. Tyla helps with all things paperwork-related, and also does many research projects to assist clients in their individual financial situations. Outside of work, Tyla likes to read, go to movies, and travel.
Ben joined Align Financial in 2025 and works closely with Joe to support clients both behind the scenes and directly, in meetings. He helps with research, plan development, and paperwork, as well as sitting in on client meetings to assist with planning and follow-through. Ben enjoys making financial information easier to understand and helping clients apply strategies to their own situations. Outside of work, Ben enjoys staying active through sports like golf and volleyball, training for endurance races, and traveling.
Joe is licensed to sell insurance products in the following jurisdictions:
Arizona, California, Colorado, Florida, Idaho, Illinois, Indiana, Iowa, Louisiana, Maine, Massachusetts, Michigan, Minnesota, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin
Joe is registered to offer securities in the following jurisdictions:
Alaska, Arizona, California, Colorado, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kentucky, Maine, Massachusetts, Minnesota, Missouri, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin securities licenses.
Joseph Haman, California Insurance License #: 1886063, Domiciled in ND.
Securities and investment advisory offered through qualified registered representatives of MML Investors Services, LLC, Member SIPC.
Red River Financial is not a subsidiary or affiliate of MML Investors Services, LLC, or its affiliated
companies. 100 S. 5th Street, Suite 2300 Minneapolis, Minnesota 55402 612-333-1413
CRN202703-8160597
It’s never too EARLY — or too late.
Start planning for the way ahead. No matter where you want to go, we can help you get there. Let’s work together to develop a strategy that’s right for you.
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